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Great
People
Grant
Edwards
Grant Edwards is a Director of Edwards Marshall Financial Solutions.
Contact Grant
Grant’s strengths are in his problem solving skills and he is often asked by clients to solve a myriad of issues to do with their financial situation from insurance claims to leasing queries. He has a strong interest in risk protection and provides advice on personal and business risk insurance.
Grant regularly works with his clients’ accountants, both at Nexia Edwards Marshall and externally, in respect of asset and business ownership structures, small business capital gains tax concessions and general income tax issues including capital gains tax and superannuation.
Grant Edwards is an Authorised Representative (No. 239 391) of Edwards Marshall Advisory Pty Ltd | AFSL 479 792.
Professional expertise
Financial planning
Grant takes great pleasure in watching his clients enjoy their financial freedom as a result of his financial plans. Grant provides financial planning advice to individuals, family groups and small-to-medium sized enterprises in respect of risk protection, life insurance, superannuation and investments.
Personal insurance
Grant provides insurance advice to his clients to ensure they are financially protected in the event of illness, disability or death. Whilst this may seem like a morbid topic Grant’s pragmatic approach ensures his clients are prepared for anything. Should they need to make a claim Grant takes responsibility for the entire process so that the client can focus on getting better. He has an exceptional success rate when it comes to insurance claims that is due to his determination and thorough understanding of the products he recommends to clients.
Formal qualifications
Grant holds a Bachelor of Business majoring in Accounting from Royal Melbourne Institute of Technology and majoring in Marketing from Philip Institute of Technology. Grant achieved a distinction in The Tax Institute’s Diploma of Advanced Tax and he is a Chartered Tax Adviser with The Tax Institute. Grant has a Diploma of Financial Planning from Deakin University and has completed Kaplan’s self-managed superannuation course.
Experience
Grant’s wide range of knowledge across financial planning allows him to develop strategies that use a host of different concessions to maximise the client’s financial position.
Assignment
Review insurer’s overpayment estimate regarding an income protection claim.
Process and outcome
Grant analysed the insurance contract and the financial information provided by the insurer and by taking a slightly different but legitimate perspective on the calculations he had the clients overpayment calculation adjusted from over $16,000 to just $259.
Assignment
Assisted a client with cash flow issues to make deductible superannuation contributions.
Process and outcome
Using small business Capital Gains Tax concessions Grant identified an opportunity for a client to sell non-superannuation assets with large unrealised capital gains to their self-managed superannuation fund, realising no tax and allowing access to funds from the fund to be able to fund deductible contributions back to super, reducing the client’s annual tax expense by in excess of $30,000.
Assignment
Advised a client on sale of substantial property asset to self-managed superannuation fund.
Process and outcome
Grant identified a way to reduce a client’s business income for a year to the extent that realising a capital gain on disposal was manageable and resulting in substantial ongoing tax savings from reduced tax on rent.
Edwards Marshall Financial Solutions Pty Ltd ABN 45 096 434 842 is an Authorised Representative of Edwards Marshall Advisory Pty Ltd ABN 18 600 878 555. AFS Licence No. 479 792.
